You pay the actual supplier and crew invoice amounts plus a $1 per square foot flat facilitation fee, with a $1,500 minimum. Permits, required inspections, and any selected add-ons appear as separate disclosed project costs.
DFW intended launch · More Texas metros on waitlist
Crew insurance verification required
Material-line credential review required
Supplier and crew invoices itemized
The old way vs the new way
Where does the money go?
A fixed 25-square illustration shows how an itemized At-Cost quote can be compared with a single-price hypothetical contract. It is not a market average or savings claim.
Illustrative price difference
$6,250between the two fixed examples
No line-item prices shown
Hypothetical bundled quote
Remove and replace shingles
Replace underlayment
Replace all ventilation
Total to homeowner$15,320
Illustrative itemized quote
At-Cost Roofing
At-Cost
Materials, supplier invoice$3,835
Labor, crew invoice$2,000
Dump fees$385
Permit$100
Pre-build inspection$250
Facilitation fee$2,500
5-year workmanship warrantyIncluded
Total to homeowner$9,070
These placeholder inputs are not a competitor benchmark, market-price survey, or promise of a particular price difference. An actual project is quoted to its measured roof, materials, permit and inspection requirements, and available crew rates, line by line.
Technology-first roofing
Trace where each project cost goes.
We're your contractor of record. We hire the crew, buy the materials, pull the permits, and coordinate project funding and approved payment instructions. The difference is what you can see: supplier and crew invoices, approvals, and receipts stay tied to the project record.
Your project record
See the invoice amounts behind your project price.
Supplier and crew invoices are shown at the amounts invoiced to At-Cost, separate from the flat facilitation fee. The project price does not depend on a hidden margin inside those supplier or crew lines.
Quote
What the supplier charges, what the crew charges, what we charge
Itemized
Approvals
Scope, price, and timing changes stay tied to their approval record
Recorded
Closeout
Photos, receipts, and warranty documents in one retained project file
Together
When something changes
Changes stay tied to the project record.
Rotten decking, extra materials, a schedule shift. Proposed changes to scope, price, or timing are documented with the authority and evidence that apply. When homeowner approval is required, the related work waits for it.
After the crew leaves
The paper trail that protects your investment.
When you sell the house, compare an insurance estimate, or request warranty work, the project record is designed to keep photos, receipts, permits, and warranty documents together.
Included in the flat fee
What your facilitation fee covers
Material ordering and supplier management
Crew vetting, hiring, and scheduling
Jobsite delivery coordination
Satellite and antenna coordination
Permit pulling (permit fees passed through at actual cost)
Project funding and payment coordination
Milestone photo documentation (tear-off, dry-in, final - yours to keep)
5-year workmanship warranty
Manufacturer warranty registration
Customer portal for updates, photos, and invoices
What every job includes
Practical safeguards, documented from the start.
Crew insurance verification
Coverage documentation is required before a crew can be assigned.
Material-line credential checks
Crew credentials must meet requirements for the selected shingle line.
Funding checkpoints
Payment instructions are gated by documented receipts or approved work milestones.
Full receipt access
Supplier, crew, permit, and disposal costs stay itemized.
5-year workmanship warranty
Included in the intended service model; no extension is offered in this V0.
Insurance project-cost comparison
Compare the carrier's RCV with the project price.
At-Cost independently compares the carrier's estimate with a project price built from supplier, crew, and facilitation amounts. The comparison shows the arithmetic; it does not determine coverage, claim payments, or what an insurer will approve.
Worked example
Illustrative claim arithmetic
These fixed figures demonstrate the comparison method. They are not represented as a customer record, carrier record, market average, or expected claim outcome.
Illustrative
Carrier Replacement Cost Value
$30,843
Depreciation withheld in the carrier estimate
-$7,957
Deductible shown in the carrier estimate
-$4,000
Initial ACV check from carrier
$18,886
At-Cost project price
Supplier, crew, and facilitation amounts
-$18,225
RCV-to-project-price difference
Difference between the carrier RCV and the project price.
$12,618
Carrier estimate view
-$4,000applicable deductible shown
$30,843carrier replacement cost value
The carrier estimate shows an RCV, withheld depreciation, and an applicable deductible. The homeowner remains responsible for that deductible regardless of the contractor's project price.
At-Cost path
$0additional project price beyond the initial ACV check in this example
Here, the $18,225 project price is $661 below the initial ACV check. That arithmetic is not a promise about another claim, coverage decision, deductible treatment, or release of withheld depreciation.
The Bottom Line
In this example, the $18,886 initial ACV check exceeded the $18,225 project price by $661. The $12,618 figure is the difference between the $30,843 carrier RCV and the project price, not guaranteed savings or money the homeowner keeps.
At-Cost provides an independent project-cost comparison, not claim adjusting, coverage advice, or representation. We do not interpret coverage, negotiate with an insurer, or act as a public adjuster. You remain responsible for the applicable deductible. The insurer decides claim payments and may request proof that the deductible was paid, invoices, or proof of completed work before releasing withheld depreciation. Every claim and project is different.
Open the fixture carrier-estimate comparison. The selected file stays on your device; no analysis or email is sent.
How it works
Four steps. No hidden margin.
Request an estimate.
Step 01
Use the separate RoofQuote service for a non-binding estimate. Any later At-Cost project quote is a distinct review with no availability or turnaround promised by this demo.
After quote approval, a physical pre-build inspection confirms the scope before the service agreement. Scheduling waits for the signed agreement and full disclosed funding to be collected, settled, and reconciled.
See every receipt.
Step 04
Final invoices from suppliers and crews are shared in your portal and stay tied to the approved scope.
Coordinated project funding
Funding instructions follow the project record.
At-Cost coordinates project funding and receipt- or milestone-gated payment instructions. The legal custody structure and production provider are not yet selected. This public fixture opens no account and moves no money.
01
You authorize project funding.
The full disclosed project requirement must be collected, settled, and reconciled before scheduling.
02
Supplier payment follows delivery evidence.
After delivery is documented, At-Cost coordinates an approved payment instruction tied to the supplier invoice and project record.
03
Crew payment follows approved work.
After completion and homeowner sign-off are documented, At-Cost coordinates the approved crew payment instruction.
Documentation
Every job, fully documented.
Every milestone is photographed by the crew and saved to your project record: tear-off, dry-in, and final. You can see your roof being replaced even when you're not home. The full photo package is yours to keep.
Stored to your project portal at every milestone.
Yours to download. Useful for warranty, resale, or the next claim.
Project 2841 · Fort Worth, TX
42 photos
01Tear-off
Decking exposed and inspected
02Dry-in
Underlayment and ice & water set
03Final
Finished roof, ridge, and flashing
Pricing
Transparent pricing. Optional work stays separate.
Every project includes the amounts invoiced to us by suppliers and crews, plus a flat facilitation fee for the work we do behind the scenes, including permit coordination, funding and payment coordination, documentation, and a 5-year workmanship warranty. Permit and inspection charges remain separate actual-cost lines. Optional services are quoted separately and can be declined.
Facilitation fee
Flat rate
$1/ square foot of measured roof area
$1,500 minimumMeasured by satellite report, not living area
What this covers
Material ordering and supplier management
Crew vetting, hiring, and scheduling
Jobsite delivery coordination
Satellite and antenna coordination
Permit pulling (permit fees passed through at actual cost)
Project funding and payment coordination
Milestone photo documentation (tear-off, dry-in, final - yours to keep)
5-year workmanship warranty
Manufacturer warranty registration
Customer portal for updates, photos, and invoices
Change order reserve
Refundable hold
Every project carries a minimum $1,000 refundable project reserve. Larger or more complex scopes may require more. Your amount is confirmed before you sign; any unused balance is reconciled at closeout for an approved return instruction.
All change orders require your written approval
Used only for written, approved changes
Unused balance becomes an approved return instruction at closeout
Optional work
Quoted only when you choose it.
Availability, scope, and price must be confirmed as separate lines on your project quote. Declining an option removes it from the total. Financing is not presented as an available add-on in this V0 because no lender or production financing provider has been selected.
Separate estimate service
See the cost breakdown before project commitment.
RoofQuote collects its own estimate inputs in a separate frame. Any later At-Cost project quote is a separate review with no turnaround promised by this demo.
If you operate a portfolio, you already know how quickly reroofing details multiply. Start with property-by-property scopes, visible line items, and a single contractor of record coordinating each project.
Property-level pricing
Each address keeps its supplier, crew, permit, and facilitation lines separate.
Property-by-property planning
Give each roof its own scope, access notes, and schedule considerations before work begins.
Portfolio coordination
Plan multiple addresses with a consistent, itemized quote format for each project.
Itemized project records
Keep supplier, crew, and permit costs visible as separate project line items.
Tell us which properties you are evaluating. We will use that context to discuss project scopes and coordination needs; this V0 does not create or send a request.
Trust and quality
Lean overhead. Documented standards.
The model combines a flat facilitation fee with separately itemized supplier and crew invoices. Technology supports quoting, coordination, photos, and project records while installation requirements and approvals stay documented.
Transparent by default
Supplier, crew, permit, inspection, and At-Cost fee lines stay separate so you can see what you pay for.
Efficient by design
Technology keeps quoting, coordination, photos, and project records moving without layers of office overhead.
One easy experience
As contractor of record, At-Cost coordinates crew, materials, permits, schedule, and closeout in one clear process.
FAQ
The questions you would actually ask.
If something is missing, write us. We will answer it on the record.
A clear process from quote through closeout
Ready to see the receipts?
Start with your project details and see how a quote separates supplier, crew, and permit costs from the facilitation fee. Review the format before deciding whether it fits your project.
